June 2022

President's Message

Tia Politi, ORHA President

Astoria Palooza!
We had a great time at last month’s Astoria Palooza! The North Coast Property Management Seminar was well attended and favorably reviewed. We had local attendees, but others came from around the state, including Eugene, Bend, Medford and Eastern Oregon. With instructors (Christian Bryant, Violet Wilson and I) donating teaching time, along with assistance from Ben Seamans at the office and Cloud Miller and Veda Bell helping with set-up and registration, the Clatsop County ROA reaped some good proceeds to help with their growth.

After committee meetings on Friday, Cloud Miller, Ben Seamans, and I met with CCROA reps, Rick Newton, Nancy Boozer, Harry Grass, Royce Kenoyer, and Dillyn Sardiff to assist with ideas and ways to grow their association. After the mentoring session...

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Astoria Palooza Photos!

Astoria, Oregon | May 2022

Office Update

Benjamyn Seamans

Hello all, the office has been running very smoothly over the past month as we’ve been wrapping up from our Astoria meetings and are now preparing for our July meetings in Silverton! On Friday July 15, 2022, ORHA will be having their committee meetings – If you are a delegate and would like to join a committee meeting, please email Office@OregonRentalHousing.com for the schedule and links (these were previously emailed out on 06/04/2022). Additionally, on Saturday July 16, 2022, ORHA will be having their July board meeting – If you are a delegate and would like to join the board meeting, please email Office@OregonRentalHousing.com for the meeting link and required NDA. Lastly, if you have any items that you’d like to add to the July agenda – Please send them to Office@OregonRentalHousing.com no later than 06/14/2022.

If you plan on attending the meetings, you will need to RSVP and book your hotel room no later than 06/14/2022. Reservation details were previously presented in the May board packet and were emailed out on 06/04/2022. If you have any questions, please email Office@OregonRentalHousing.com...

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Mind Your Business: Tia's Tips for Better Rental Management

Fixed-term, month-to-month, or week-to-week: What's right for you? What about vacation occupancy and short-term rentals?

As a rental owner, one of the most basic of considerations is whether to offer your property for rent on a fixed-term lease (FTL) or month-to month (MTM) basis, or even week-to-week (WTW). Many landlords have a strong preference one way or the other; others are open to letting the tenant decide. Whichever choice you make, there are benefits and drawbacks that you should be aware of.

The Month-to-Month Option
A MTM agreement offers more flexibility for tenants and landlords alike. There is no defined minimum period that a tenant must fulfill, which can result in a shorter-term tenancy than you may prefer, the only tenant obligation being a 30-day notice to vacate.

Certainly, the biggest drawback in the minds of rental owners is the potential for a vacancy at a “bad” time of year, like winter, when your vacancy may be more difficult to fill, or you may not be able to rent your property for...

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ORHA Member Survey Results

2022 -- Q1 | Alex Wilkens, Committee Chair

The first survey of ORHA's membership is complete, and the results are in! We've summarized vacancy, conversion, payment and termination rates in the first section, and property types, member demographics and future legislative concepts in the second section. Click Here for the Survey Results!

Also, a sincere thank you to the 243 members that took the time to fill out the survey; this work is impossible without your input.

Alex Wilkens
Chair, Survey Committee 

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Insurance Tip of the Month
Lance Lesueur

Insurance deductibles are a tool that you can use to lower your costs or stop a non-renewal of your policy, but you must be careful. Let’s start with high deductibles that are $10,000 or above to stop a non-renewal. This high deductible could be negotiated with the Agent/Company if you have had a lot of little claims, like three of them under $2,500 in a three-year period and the company wants to non-renew you for excessive claims activity. The Agent/Company agrees to keep you on if you raise your deductible to $10,000 for three years and if you don’t have any losses in that period, the Agent/Company will allow you to revert your deductibles back to where they were.  

The second thing to consider if you raise your deductibles to save money is that some companies give you insanely little savings that you should leave them where they are. For example, you have a policy on your rental that costs you $2,500 a year with a $500 deductible. You raise your deductible to $1000 and you save $100 a year making your annual premium $2,400. That is a good deal as in five years you will have paid for your increased out of pocket expenses if you have a claim ($500 to $1,000 = $500) within five years. But using the same example, with a deductible increase from $500 to $1,000, but they reduce your annual premium from $2,500 to $2,480, only saving $20 a year. That is a terrible deal as it will take 25 years to pay for your increased out of pocket expenses if a claim should occur. CALL YOUR AGENT/COMPANY as they are all very different in handling deductibles.  

Remember, “The big print giveth and the small print taketh away.”

Upcoming Events

Lane ROA

The Small Claims Process-- Getting Paid!

06/30/2022 | 11:00 am

More Classes

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The articles in this newsletter are intended to inform the membership and are not intended to convey legal, accounting or other advice. Articles are the opinions of the authors and are not necessarily the official positions and/or the views of Oregon Rental Housing Association. The editor and ORHA assumes no liability for loss or damage as a result of reliance on the material provided in this Newsletter. Appropriate legal, accounting or other expert assistance should be sought from competent professionals.